Paycrest supports multiple stablecoins across various blockchain networks. Each stablecoin is optimized for specific networks to ensure the best performance and cost-effectiveness.

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Stablecoin Overview

StablecoinNetworksBase CurrencyFeatures
USDTArbitrum One, Celo, Lisk, BNB Smart Chain, Polygon, TronUSDMost widely supported, high liquidity
USDCBase, Arbitrum One, Celo, BNB Smart Chain, PolygonUSDRegulated, high security standards
CUSDCeloUSDMobile-first, carbon-negative
CNGNBase, BNB Smart Chain, PolygonNGNStablecoin pegged to Nigerian Naira

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Stablecoin Support Matrix

StablecoinBaseArbitrum OneCeloLiskBNB Smart ChainPolygonTron
USDT❌✅✅✅✅✅✅
USDC✅✅✅❌✅✅❌
CUSD❌❌✅❌❌❌❌
CNGN✅❌❌❌✅✅❌

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Stablecoin Contract Addresses

StablecoinNetworkContract Address
USDTArbitrum One0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9
USDTCelo0x48065fbBE25f71C9282ddf5e1cD6D6A887483D5e
USDTLisk0x05D032ac25d322df992303dCa074EE7392C117b9
USDTBNB Smart Chain0x55d398326f99059fF775485246999027B3197955
USDTPolygon0xc2132D05D31c914a87C6611C10748AEb04B58e8F
USDTTronTR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t
USDCBase0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913
USDCArbitrum One0xaf88d065e77c8cC2239327C5EDb3A432268e5831
USDCCelo0xcebA9300f2b948710d2653dD7B07f33A8B32118C
USDCBNB Smart Chain0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d
USDCPolygon0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359
CUSDCelo0x765DE816845861e75A25fCA122bb6898B8B1282a
CNGNPolygon0x52828daa48C1a9A06F37500882b42daf0bE04C3B
CNGNBase0x46C85152bFe9f96829aA94755D9f915F9B10EF5F
CNGNBNB Smart Chain0xa8AEA66B361a8d53e8865c62D142167Af28Af058

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Network Configuration

When creating orders, specify the stablecoin and network using the token and network parameters: 
// Example: Create order with USDC on Base network
const order = {
  amount: "100",
  token: "USDC", // Stablecoin parameter
  network: "base", // Network parameter
  recipient: {
    institution: "GTB",
    accountIdentifier: "1234567890",
    currency: "NGN"
  }
};

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Stablecoin Status

All stablecoins are actively supported and monitored for:
  • Liquidity: Real-time liquidity monitoring
  • Performance: Network performance optimization
  • Security: Continuous security audits
  • Compliance: Regulatory compliance monitoring
Stablecoin selection affects gas fees and settlement speed. Choose based on your specific requirements for cost, speed, and availability.

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API Endpoints

For the most up-to-date information about supported stablecoins and networks, use the following API endpoints: These endpoints provide real-time data including stablecoin symbols, contract addresses, decimals, and supported networks for integration.
All currency codes follow the ISO 4217 standard. For institution codes, see Code Standards for detailed information about SWIFT codes and custom PayCrest codes.