Supported Currencies

Paycrest supports fiat currencies across multiple countries and regions, with delivery channels including bank transfers and mobile payments. New corridors launch only when committed liquidity providers are onboarded and tested.

Active Corridors

Country	Flag	Currency	Code	Channels
Nigeria	🇳🇬	Nigerian Naira	NGN	Bank, Mobile
Kenya	🇰🇪	Kenyan Shilling	KES	Bank, Mobile
Uganda	🇺🇬	Ugandan Shilling	UGX	Bank, Mobile
Tanzania	🇹🇿	Tanzanian Shilling	TZS	Bank, Mobile

Delivery Channel Matrix

Currency	Bank Transfer	Mobile / Wallet
NGN	✅	✅
KES	✅	✅
UGX	✅	✅
TZS	✅	✅

Integration Examples

Bank Transfer (Nigeria)

const order = {
  amount: "100",
  source: {
    type: "crypto",
    currency: "USDT",
    network: "base",
    refundAddress: "0xYourAddress"
  },
  destination: {
    type: "fiat",
    currency: "NGN",
    recipient: {
      institution: "GTBINGLA",
      accountIdentifier: "1234567890",
      accountName: "John Doe",
      memo: "Salary payment"
    }
  }
};

Mobile Money (Kenya)

Phone M-Pesa, Till (buy goods), and Paybill all use a KES mobile institution (typically SAFAKEPC). Set destination.recipient.metadata.channel to Mobile, Till, or Paybill. Full rules and KYC notes are in Sender API Integration — KES mobile money. Phone M-Pesa

const order = {
  amount: "50",
  source: {
    type: "crypto",
    currency: "USDC",
    network: "base",
    refundAddress: "0xYourAddress"
  },
  destination: {
    type: "fiat",
    currency: "KES",
    recipient: {
      institution: "SAFAKEPC",
      // Local (07…) or international (254…) MSISDN; API normalizes on create and verify-account
      accountIdentifier: "0712345678",
      accountName: "Jane Smith",
      memo: "Mobile payment",
      metadata: { channel: "Mobile" }
    }
  }
};

Till

recipient: {
  institution: "SAFAKEPC",
  accountIdentifier: "123456",
  accountName: "Shop Name",
  memo: "Payment",
  metadata: { channel: "Till" }
}

Paybill

recipient: {
  institution: "SAFAKEPC",
  accountIdentifier: "INV-001",
  accountName: "Customer",
  memo: "Bill pay",
  metadata: { channel: "Paybill", businessNumber: "400200" }
}

Rate Information

Exchange rates are dynamic and depend on:

Market conditions: Real-time forex rates
Provider competition: Multiple providers competing per corridor
Transaction volume: Higher volumes may get better rates

Use the GET /rates endpoint to fetch the current achievable rate before creating an order.

All supported currencies are actively monitored for compliance and regulatory requirements. Delivery times and fees may vary by provider and region.

API Endpoints

GET /currencies — Get all supported fiat currencies with current market rates
GET /institutions/ — Get supported banks and mobile payment providers for a specific currency

Currency codes follow the ISO 4217 standard. Institution codes use SWIFT codes (first 7 characters) for international banks, or custom codes ending with PC for local institutions. See Code Standards for details.

Getting Started

Core Concepts

Implementation Guides

Resources

Supported Currencies

Active Corridors

Delivery Channel Matrix

Integration Examples

Bank Transfer (Nigeria)

Mobile Money (Kenya)

Rate Information

API Endpoints

​Active Corridors

​Delivery Channel Matrix

​Integration Examples

​Bank Transfer (Nigeria)

​Mobile Money (Kenya)

​Rate Information

​API Endpoints

Active Corridors

Delivery Channel Matrix

Integration Examples

Bank Transfer (Nigeria)

Mobile Money (Kenya)

Rate Information

API Endpoints