Paycrest supports a wide range of fiat currencies across multiple countries and regions, with various delivery channels including bank transfers and mobile payments.

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Currency Overview

CountryFlagCurrencyCodeChannels
Nigeria🇳🇬Nigerian NairaNGNBank, Mobile
Kenya🇰🇪Kenyan ShillingKESBank, Mobile
Uganda🇺🇬Ugandan ShillingUGXBank, Mobile
Tanzania🇹🇿Tanzanian ShillingTZSBank, Mobile
Malawi🇲🇼Malawi KwachaMWKBank, Mobile
Ghana🇬🇭Ghanaian CediGHSBank, Mobile
Brazil🇧🇷Brazilian RealBRLMobile (PIX)
Benin🇧🇯West African CFAXOFMobile
Côte d’Ivoire🇨🇮West African CFAXOFMobile
India🇮🇳Indian RupeeINRBank, Mobile (UPI)

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Currency Support Matrix

CurrencyBankMobile
NGN✅✅
KES✅✅
UGX✅✅
TZS✅✅
MWK✅✅
GHS✅✅
BRL❌✅ (PIX)
XOF❌✅
INR✅✅ (UPI)

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Integration Examples

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Bank Transfer (Nigeria)

const order = {
  amount: "100",
  token: "USDT",
  network: "base",
  recipient: {
    institution: "GTBINGLA", // GTBank
    accountIdentifier: "1234567890",
    accountName: "John Doe",
    currency: "NGN",
    memo: "Salary payment"
  }
};

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Mobile Payment (Kenya)

const order = {
  amount: "50",
  token: "USDC",
  network: "polygon",
  recipient: {
    institution: "SAFAKEPC", // M-Pesa
    accountIdentifier: "254700000000",
    accountName: "Jane Smith",
    currency: "KES",
    memo: "Mobile payment"
  }
};

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PIX (Brazil)

const order = {
  amount: "200",
  token: "USDT",
  network: "arbitrum",
  recipient: {
    institution: "PIXKBRPC", // PIX Key
    accountIdentifier: "[email protected]",
    accountName: "João Silva",
    currency: "BRL",
    memo: "PIX payment"
  }
};

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Rate Information

Exchange rates are dynamic and depend on:
  • Market conditions: Real-time forex rates
  • Provider competition: Multiple providers competing
  • Transaction volume: Higher volumes may get better rates
  • Network fees: Different networks have different gas costs
All supported currencies are actively monitored for compliance and regulatory requirements. Delivery times and fees may vary by provider and region.

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API Endpoints

For the most up-to-date information about supported currencies and institutions, use the following API endpoints: These endpoints provide real-time data including current exchange rates, available delivery channels, and institution codes for integration.
All currency codes follow the ISO 4217 standard, and institution codes use SWIFT codes (first 7 characters) for international banks or custom codes ending with “PC” for local institutions. See Code Standards for detailed information.