Use Cases

​

Crypto Businesses

​

DeFi Payouts

• DeFi protocols integrate directly with Paycrest Gateway contract
• Users receive stablecoin rewards from yield farming, staking, or trading
• Protocol automatically converts rewards to fiat and sends to user’s bank account
• No manual withdrawal process required

• Automated payout system reduces operational overhead
• Users receive funds in their preferred local currency
• Eliminates need for users to manage crypto-to-fiat conversion
• Improves user experience and retention
• Direct smart contract integration for better composability

// DeFi protocol payout using Gateway contract
const gateway = new Contract(gatewayAddress, gatewayAbi, signer);

const payoutOrder = await gateway.createOrder(
  usdtAddress,
  parseUnits('150.00', 6),
  rate,
  ZeroAddress,
  0,
  refundAddress,
  messageHash
);

​

Wallet and App On-ramp

• The app creates an on-ramp order through the Sender API from its backend
• The user pays the exact amount shown into the provider’s local account
• Once the provider confirms the payment, stablecoins are delivered to the user’s wallet on-chain
• If the payment can’t be completed, it is refunded to the user’s account

• Users fund their wallets without leaving the app
• The rate is quoted before the user pays
• The same integration also handles off-ramp

​

NFT Marketplace Payouts

• NFT marketplace integrates Paycrest for automatic payouts
• When NFT sells, proceeds are converted to fiat
• Funds are sent directly to creator’s bank account
• Supports multiple currencies and regions

• Creators receive payments in their local currency
• Reduces payment processing fees
• Faster settlement compared to traditional payment methods
• Global reach for international creators

​

Crypto Exchange Off-ramp

• Exchange integrates Paycrest Sender API
• Users can sell crypto and receive fiat directly
• Supports multiple cryptocurrencies and fiat currencies
• Real-time exchange rates and instant settlement

• One-click crypto-to-fiat conversion
• Competitive exchange rates
• Fast settlement times
• Global currency support

​

Traditional Businesses

​

Cross-Border Payroll

• Company holds stablecoins for payroll
• Integrates Paycrest to convert to local currencies
• Employees receive payments in their preferred currency
• Automated payroll processing with real-time rates

• Reduced international transfer fees
• Faster payment processing
• Transparent exchange rates
• Simplified compliance and reporting

​

E-commerce Payment Processing

• Customers pay with crypto at checkout
• Platform converts to fiat using Paycrest
• Merchants receive payments in their local currency
• Real-time conversion with competitive rates

• Access to crypto-paying customers
• Reduced payment processing fees
• Global market expansion
• Automated settlement process

​

Freelancer and Gig Economy Payments

• Platforms integrate Paycrest for contractor payments
• Workers receive payments in their local currency
• Automated payment processing
• Support for multiple payment methods

• Faster payment processing
• Reduced international transfer fees
• Improved worker satisfaction
• Simplified platform operations

​

Financial Services

​

Remittance Services

• Remittance company uses stablecoins for transfers
• Paycrest converts to local currencies
• Recipients receive funds in their bank account
• Real-time settlement and competitive rates

• Lower transfer fees compared to traditional methods
• Faster settlement times
• Transparent exchange rates
• Global reach with local compliance

​

Microfinance and Lending

• Lenders use stablecoins for loan disbursement
• Paycrest converts to local currencies for borrowers
• Repayments can be collected in local currency and converted to stablecoins (on-ramp)
• Automated payment processing

• Reduced operational costs
• Faster loan disbursement
• Improved repayment tracking
• Access to unbanked populations

​

Gaming and Entertainment

​

Gaming Platform Payouts

• Gaming platform integrates Paycrest for payouts
• Players receive winnings in their local currency
• Supports multiple payment methods
• Real-time conversion and settlement

• Global player base support
• Faster payout processing
• Reduced payment fees
• Improved player experience

​

Content Creator Payments

• Platform uses Paycrest for creator payments
• Creators receive payments in their local currency
• Automated payment processing
• Support for multiple currencies

• Global creator network
• Faster payment processing
• Reduced international fees
• Simplified platform operations

​

Enterprise Solutions

​

B2B Payment Processing

• Company holds stablecoins for international payments
• Paycrest converts to supplier’s local currency
• Real-time settlement with competitive rates
• Automated payment processing

• Reduced international transfer costs
• Faster payment processing
• Transparent exchange rates
• Simplified treasury management

​

Treasury Management

• Company holds stablecoins for international operations
• Paycrest provides conversion to local currencies
• Automated payment processing
• Real-time rate management

• Reduced currency risk
• Lower transaction costs
• Faster international payments
• Simplified cash management

​

Getting Started

1. Sign up as a sender at app.paycrest.io
2. Complete KYB for your business
3. Get API credentials from your dashboard
4. Integrate the Sender API: start with the Quickstart, then the Sender API Integration guide
5. Test with small amounts ($0.50 minimum on most networks)
6. Go live